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Home Building & Contents Insurance
Home Building & Contents Insurance
Losing your home or any of the possessions within it is traumatic. No matter how much we protect ourselves, accidents and theft can happen to anyone. If you are insured, you can avoid significant financial loss.
If your home is damaged by fire or a range of other events, Home Building insurance can cover:
- The replacement of your home. You can also choose to rebuild your home in another style, within the costs allowed.
- Breakage of glass in windows, door and skylights.
- The cost of temporary accommodation if the damage is so bad you can't live in your home.
- The cost of removing debris, employing architects and engineers to repair the damage or rebuild.
- Liability cover if you are found legally liable for someone's injury or for damage to their property which occurs in your home or on the site.
For people with a lot to protect, we can arrange specialist policies for Prestige Properties & Contents, requiring Building Insurance greater than $400,000 and contents insurance greater than $120,000. This can cover:
- Extended replacement cost on Buildings. The coverage is not limited to the sum insured. If it costs more to rebuild, it's still covered.
- Landscaping included
- Replacement costs on all contents
- Business property inclusions
- Cash settlement options
- Jewellery and fine arts
Contact Us to discuss Home & Content Insurance options to suit you and your family.